Polk County property record for 413 S 7th St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Sep 2018) |
| Tax Bill | $3,941 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00540-0000 |
| Primary APN | 146-00540-0000 |
|---|
| Lot Area | 29,185 sqft (0.669 acres) |
|---|
| Street Address | 413 S 7TH ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 CSM #463 V2 P192 (383244) LOC IN PT SW SE & GL 1 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960200 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 S 7TH ST, LUCK, WI 54853-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Feb 13, 2024 | Deed of Trust, Mortgage HUD |
| Jul 26, 2023 | Deed of Trust, Mortgage HUD |
| Sep 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Prior Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 865104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 413 S 7TH ST, LUCK, WI 54853-9012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000938277 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 938277 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 413 S 7TH ST, LUCK, WI 54853-9012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000923869 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 923869 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 413 S 7TH ST, LUCK, WI 54853-9012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000919241 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 919241 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Sep 5, 2018 |
| Property Address | 413 S 7TH ST, LUCK, WI 54853-9012 |
| Document Number | 0000865104 |
| Map Reference | DOC 383244 MAP 463 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 865104 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | NORTHWEST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 865105 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 865105 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,941.00 (+18.14%) | $242,300 (+82.87%) Land $20,500 Building $221,800 | $248,500 (+9.62%) Land $21,025 Building $227,475 |
| 2023 | $3,336.00 | $132,500 Land $16,000 Building $116,500 | $226,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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