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430 Oakridge Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 430 Oakridge Trl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,905 sqft · built 2005
Lot Size3.88 acres (169,012 sqft)
Owner2 Individual Names on File
Last Sale$134,400 (Jan 2006)
Tax Bill$5,228 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028820-1425

Property Details

APN / Parcel Number

Primary APN028820-1425

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,905 sqft Living Area
Gross Area3,389 sqft
1st Floor Area2,905 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area169,012 sqft (3.88 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area505 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address430 OAKRIDGE TRL
CitySAINT AUGUSTINE
StateFL
Zip32092-2793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description14-25 ANTONIO HUERTAS GRANT SUB PT OF SUB SECS 14 & 11 NW OF MILL CREEK (PT TRACT D-7 OF UNREC SURVEY) AKA DEED PARCEL 2 OR2632/147
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase14&11
Legal TractD-7
Legal Block3
Legal Lot Number14-25
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address430 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2006 · Amount on Record
Deed SaleJan 27, 2006 · Amount on Record
Deed Document Number20066635
Deed Book / Page2632 / 147
Prior Transfer DateJan 20, 2006
Prior Transfer Doc0026320147
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address430 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793

Mortgage

Document Number0051221388
DateDec 11, 2020
Book Page5122/1388
Instrument2020113186
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,996 (+2.7%)$808,678 (+1.36%) Land $380,860 Building $427,818
2025$5,228.00 (+12.19%) Homeowner's exemption$402,138 (+2.9%)$797,790 (-8.34%) Land $362,100 Building $435,690
2024$4,660.00 (+1.97%) Homeowner's exemption$390,805 (+3%)$870,374 (+10.99%) Land $362,100 Building $508,274
2023$4,570.00 (+2.77%) Homeowner's exemption$379,431 (+3%)$784,206 (+17.55%) Land $362,100 Building $422,106
2022$4,447.00 Homeowner's exemption$368,388$667,126 Land $273,446 Building $393,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000

May also be available: T-Mobile USA.

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