420 Oakridge Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 420 Oakridge Trl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,410 sqft · built 2017
Lot Size	3.88 acres (169,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jan 2017)
Tax Bill	$13,659 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`028820-1415`

Property Details

APN / Parcel Number

Primary APN	`028820-1415`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,410 sqft Living Area
Gross Area	4,696 sqft
1st Floor Area	2,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	169,012 sqft (3.88 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished Screened Porch
Porch Area	606 sqft
Deck Area	Deck Area
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 OAKRIDGE TRL
City	SAINT AUGUSTINE
State	FL
Zip	32092-2793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	14-15 ANTONIO HUERTAS GRANT SUB PT OF SUB SECS 14 & 11 LYING NW OF MILL CREEK (PT TRACT D-7 OF UNREC SURVEY) (EX ELY PT) AKA DEED PARCEL 1 OR4310/1377
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	ANTONIO HUERTAS GRANT SUB
Legal Phase	14&11
Legal Tract	D
Legal Block	3
Legal Lot Number	14-15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2017	Warranty Deed, Transfer · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	201725
Deed Book / Page	4310 / 1377
Prior Transfer Date	Dec 30, 2016
Prior Transfer Doc	0043101377
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	420 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049790877
Date	Jul 2, 2020
Book Page	4979/877
Instrument	2020052618

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 3, 2017
Property Address	420 OAKRIDGE TRL, SAINT AUGUSTINE, FL 32092-2793
Document Number	0043101377
Book / Page	004310 / 001377
Instrument Date	Dec 30, 2016
Instrument	25
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,100.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3479 BABICHE ST ST JOHNS FL 322592197, ST JOHNS, FL 32259-2197

Mortgage

Document Number	43111880,
Date	Jan 3, 2017
Book Page	004311/001880
Instrument	688

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,065,372 (+0.08%) Land $382,972 Building $682,400	$1,065,372 (+0.08%) Land $382,972 Building $682,400
2025	$13,659.00 (+9.18%)	$1,064,572 (-8.74%)	$1,064,572 (-8.74%) Land $379,782 Building $684,790
2024	$12,511.00 (+9.85%)	$1,166,535 (+13.22%)	$1,166,535 (+13.22%) Land $379,782 Building $786,753
2023	$11,389.00 (+13.32%)	$1,030,304 (+19.26%)	$1,030,304 (+19.26%) Land $379,782 Building $650,522
2022	$10,050.00	$863,943	$863,943 Land $277,064 Building $586,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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