430 Oak Run Ct, Royal Oak, MI 48073 Property Records

Oakland County property record for 430 Oak Run Ct, Royal Oak, MI 48073

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,139 sqft · built 1990
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2016)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-129-096`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-129-096`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
1st Floor Area	1,515 sqft
Basement Area	1,515 sqft
Finished Basement	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Depth	1 ft Depth
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	97 sqft
Deck Area	487 sqft
Patio Area	487 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	430 OAK RUN CT
City	ROYAL OAK
State	MI
Zip	48073-3550
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	T1N, R11E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 706 INDIAN OAKS UNIT 14, BLDG C L 11626 P 754 1-11-93 FR 091
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	INDIAN OAKS CONDOMINIUM
Legal Unit	14
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	3
Census Block	3012
Census Tract	183800

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	430 OAK RUN CT, ROYAL OAK, MI 48073-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	Sep 4, 2009
Deed Document Number	2016137968
Deed Book / Page	49602 / 563
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	430 OAK RUN CT, ROYAL OAK, MI 48073-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137490
Date	Aug 26, 2019
Book Page	53174/00776
Instrument	137490

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	430 OAK RUN CT, ROYAL OAK, MI 48073-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OAK RUN CT, ROYAL OAK, MI 48073-3550

Mortgage

Document Number	0000186232
Date	Sep 15, 2020
Book Page	54825/685
Instrument	186232

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (-22.07%) Homeowner's exemption	$218,650	$437,300
2024	$6,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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