430 Legato Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 430 Legato Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,120 sqft · built 1984
Lot Size	0.026 acres (1,134 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Aug 2003)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02321451`

Property Details

APN / Parcel Number

Primary APN	`05-02321451`
Alternative APN	`02321451`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,134 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02321451
Street Address	430 LEGATO TER
City	SILVER SPRING
State	MD
Zip	20901-5052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	A
Legal Lot Number	216
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	701506

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATIONAL SYSTEMS FCU
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2003 · Amount on Record
Deed Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	2003278869
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0700850001
Date	Jan 29, 2026
Book Page	70085/1

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0665270041
Date	Nov 28, 2022
Book Page	66527/41

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2027

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	IDEAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LEGATO TER, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0662600299
Date	Sep 16, 2022
Book Page	66260/299

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,200 (+7.87%) Land $126,000 Building $180,200	$306,200 (-) Land $126,000 Building $180,200
2025	$3,012.00 (+32.63%)	$283,867 (+18.67%)	$306,200 (+28.01%) Land $126,000 Building $180,200
2023		$239,200 Land $126,000 Building $113,200	$239,200 Land $126,000 Building $113,200
2022	$2,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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