426 Legato Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 426 Legato Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,680 sqft · built 1984
Lot Size	0.018 acres (800 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Oct 2002)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-02321473`

Property Details

APN / Parcel Number

Primary APN	`05-02321473`
Alternative APN	`02321473`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	800 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02321473
Street Address	426 LEGATO TER
City	SILVER SPRING
State	MD
Zip	20901-5052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAK
Legal Subdivision	DUMONT OAKS
Legal Block	A
Legal Lot Number	218
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	701506

Owner

426 Legato Ter, a townhouse, is owned and occupied by an individual who bought it in October 2002.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	426 LEGATO TER, SILVER SPRING, MD 20901-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 4, 2017	Loan Modification, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2002 · Amount on File
Deed Sale	Oct 18, 2002 · Amount on File
Prior Sale	May 1, 1995 · Amount on File
Deed Document Number	2002252687
Deed Book / Page	22007 / 416
Transfer Doc	0000029973
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	426 LEGATO TER, SILVER SPRING, MD 20901-5052
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0702480233
Date	Mar 17, 2026
Book Page	70248/233

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	426 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0555600051
Book / Page	055560 / 000051
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 LEGATO TER SILVER SPRING MD 209015052, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0555600051
Date	Jan 29, 2018
Book Page	055560/000051

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Funding / Finance Company
Address	RESTON, VA 20190

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 28, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 426 Legato Ter was $3,396, down 11.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,700 (+4.54%) Land $126,000 Building $205,700	$331,700 (-) Land $126,000 Building $205,700
2025	$3,396.00 (-11.61%)	$317,300	$331,700 Land $126,000 Building $205,700
2024	$3,842.00
2023		$288,500 Land $126,000 Building $162,500	$288,500 Land $126,000 Building $162,500
2022	$2,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Legato Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Legato Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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