430 Kirk Ln, Troy, OH 45373 Property Records

Miami County property record for 430 Kirk Ln, Troy, OH 45373

Property Summary

Property Type	Day Care, Pre-School
Details	4,624 sqft · built 1977
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Dec 2023)
Tax Bill	$5,278 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`D08-057920`

Property Details

APN / Parcel Number

Primary APN	`D08-057920`
Alternative APNs	`011018.4-18-013-00` `D08NE049 00900`

Interior

Stories	1 Story
Building Area	4,624 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	430 KIRK LN
City	TROY
State	OH
Zip	45373-1738
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Legal Description	IN LOT 6525 199.9
Legal Lot Number	6525
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	365101

Owner

430 Kirk Ln, a commercial property, is owned by a company that bought it in December 2023.

Source: Miami County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	430 KIRK LN, TROY, OH 45373-1738
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer · Line of Credit MINSTER BANK
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on File
Deed Sale	Dec 22, 2023 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	202314046
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 22, 2023
Property Address	430 KIRK LN, TROY, OH 45373-1738
Document Number	0000014046
Map Reference	MB 12 PG 17
Instrument Date	Dec 19, 2023
Instrument	2023OR-14046
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 PHEASANT POINT CT, TROY, OH 45373-7571

Mortgage

Document Number	0000014047
Date	Dec 22, 2023
Instrument	2023OR-14047

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2043

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 26, 2019
Property Address	430 KIRK LN, TROY, OH 45373-1738
Document Number	0000014226
Instrument Date	Oct 30, 2019
Instrument	14226
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 N MARKET ST TROY OH 453731423, TROY, OH 45373-1423

Tax Assessment & Valuation

The 2025 property tax bill for 430 Kirk Ln was $5,278, up 188.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,278.00 (+188.1%)	$98,110 (+80.15%) Land $26,360 Building $71,750	$280,300 Land $75,300 Building $205,000
2024	$1,832.00 (-42.64%)	$54,460 (-) Land $21,980 Building $32,480
2023	$3,194.00 (+8.46%)	$54,460 (-) Land $21,980 Building $32,480	$155,600 (-) Land $62,800 Building $92,800
2022	$2,945.00	$54,460 Land $21,980 Building $32,480	$155,600 Land $62,800 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Kirk Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Kirk Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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