Miami County property record for 496 Kirk Ln, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,573 sqft · built 1960 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,674 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-043630 |
| Primary APN | D08-043630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 3,146 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 156 ft deep x 85 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 496 KIRK LN |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 4397 71.73 |
| Legal Lot Number | 4397 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 365101 |
496 Kirk Ln is owned by a company that acquired it in January 1990 and is owner-occupied.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 496 KIRK LN, TROY, OH 45373-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 496 Kirk Ln was $1,674 with a homeowner's exemption, down 11.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (-11.62%) Homeowner's exemption | $70,040 (+19.32%) Land $13,060 Building $56,980 | $200,100 Land $37,300 Building $162,800 |
| 2024 | $1,894.00 (+2.27%) Homeowner's exemption | $58,700 (-) Land $14,110 Building $44,590 | |
| 2023 | $1,852.00 (+16.19%) Homeowner's exemption | $58,700 (-) Land $14,110 Building $44,590 | $167,700 (-) Land $40,300 Building $127,400 |
| 2022 | $1,594.00 Homeowner's exemption | $58,700 Land $14,110 Building $44,590 | $167,700 Land $40,300 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 496 Kirk Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 496 Kirk Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures