430 Harris St, Toccoa, GA 30577 Property Records

Stephens County property record for 430 Harris St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,721 sqft · built 1968
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$196,900 (Apr 2023)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T35 173`

Property Details

APN / Parcel Number

Primary APN	`T35 173`
Alternative APN	`768400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,721 sqft Heated Area
Basement Area	575 sqft
Finished Basement	575 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Terrain	Gentle Slope
Garage Area	228 sqft
Patio Area	168 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	768400
Street Address	430 HARRIS ST
City	TOCCOA
State	GA
Zip	30577-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 41 & PT LOT 42 CLEARVIEW S/D
Legal Subdivision	CLEARVIEW
Legal Lot Number	41,42
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4037
Census Tract	970102

Owner

430 Harris St is owned and occupied by an individual who bought it in April 2023.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	430 HARRIS ST, TOCCOA, GA 30577-6335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Deed Document Number	0000132665
Deed Book / Page	1326 / 65
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 3, 2023
Property Address	430 HARRIS ST, TOCCOA, GA 30577-6335
Document Number	0013260065
Book / Page	1326 / 65
Instrument Date	Apr 3, 2023
Instrument	2023-000349
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SHADY LN, TOCCOA, GA 30577-8149

Mortgage

Document Number	0000132667
Date	Apr 3, 2023
Instrument	1326/67

Lender

Name	HUNT PHILIP R

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 430 Harris St was $2,958.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00	$84,807 Land $5,689 Building $79,118	$212,019 Land $14,223 Building $197,796
2023	$1,473.00 (+1.31%) Homeowner's exemption	$43,354 (+5.4%) Land $5,689 Building $37,665	$108,385 (+5.4%) Land $14,223 Building $94,162
2022	$1,454.00 Homeowner's exemption	$41,132 Land $5,689 Building $35,443	$102,830 Land $14,223 Building $88,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Harris St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
TruVista Communications Cable	500 / 50