Stephens County property record for 354 Harris St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,952 sqft · built 1967 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T36 053 |
| Primary APN | T36 053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,952 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 129,809 sqft (2.98 acres) |
| Terrain | Gentle Slope |
| Garage Area | 960 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 930 sqft |
| Patio Area | 930 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 761500 |
|---|---|
| Street Address | 354 HARRIS ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 16-18 + TRIANGLE HARRIS HEIGHTS S/D |
| Legal Subdivision | TRIANGLE HARRIS HEIGHTS S/D |
| Legal Lot Number | 16-18+ |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970102 |
354 Harris St is owned and occupied by an individual who acquired it in August 2020.
Source: Stephens County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 354 HARRIS ST, TOCCOA, GA 30577-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2020 | Quit Claim Deed, Transfer DISCOVER BK |
| Jul 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 1965 |
| Deed Sale | Aug 6, 1965 |
| Deed Book / Page | 88 / 396 |
| Last Transfer Date | Aug 25, 2020 |
| Transfer Doc | 0012210508 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 4, 2020 |
| Property Address | 354 HARRIS ST, TOCCOA, GA 30577-3124 |
| Document Number | 0012210508 |
| Book / Page | 001221 / 000508 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 354 HARRIS ST TOCCOA GA 305773124, TOCCOA, GA 30577-3124 |
| Document Number | 12210511 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 001221/000511 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 9, 2020 |
| Property Address | 354 HARRIS ST, TOCCOA, GA 30577-3124 |
| Document Number | 0012150255 |
| Book / Page | 001215 / 000255 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 HARRIS ST TOCCOA GA 305773124, TOCCOA, GA 30577-3124 |
The 2025 property tax bill for 354 Harris St was $4,723.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,723.00 | $135,395 Land $10,196 Building $125,199 | $338,487 Land $25,490 Building $312,997 |
| 2023 | $2,005.00 (-31.31%) Homeowner's exemption | $86,944 (+5.33%) Land $10,196 Building $76,748 | $217,360 (+5.33%) Land $25,490 Building $191,870 |
| 2022 | $2,919.00 Homeowner's exemption | $82,544 Land $10,196 Building $72,348 | $206,359 Land $25,490 Building $180,869 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 354 Harris St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 Harris St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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