Macon County property record for 430 Gem Lake Estates Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,200 sqft · built 1999 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Jul 1997) |
| Tax Bill | $1,157 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6588780874 |
| Primary APN | 6588780874 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 72 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 69980 |
|---|---|
| Street Address | 430 GEM LAKE ESTATES RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-0457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 17 GEM LAKE EST |
| Legal Subdivision | GEM LAKE ESTATE SUBD |
| Legal Lot Number | 17 |
| Jurisdiction | MACON NC |
| Township / Civil Division | COWEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970100 |
Source: Macon County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 GEM LAKE ESTATES RD, FRANKLIN, NC 28734-0457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 1997 · Amount on Record |
| Deed Sale | Jul 18, 1997 · Amount on Record |
| Deed Book / Page | 22 / 1510 |
| Record Updated | Sep 20, 2026 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,010 (+39.32%) Land $36,010 Building $262,000 | $298,010 (+39.32%) Land $36,010 Building $262,000 | |
| 2025 | $1,157.00 (+12.33%) | ||
| 2023 | $1,030.00 | $213,910 Land $36,010 Building $177,900 | $213,910 Land $36,010 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Sky Fi Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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