127 Gem Lake Estates Rd, Franklin, NC 28734 Property Records

Macon County property record for 127 Gem Lake Estates Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,024 sqft · built 1971
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Tax Bill$890 (2025)
Flood ZoneZone X (minimal risk)
APN6588679267

Property Details

APN / Parcel Number

Primary APN6588679267
Alternative APNs
  • 1130329
  • 134371

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,024 sqft Heated Area
1st Floor Area1,024 sqft
Basement Area768 sqft
Finished Basement768 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area33,106 sqft (0.76 acres)
TerrainRolling

Exterior Amenities

Pool Area420 sqft
PorchSlab
Porch Area326 sqft
Deck Area98 sqft
Patio Area226 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number134371
Street Address127 GEM LAKE ESTATES RD
CityFRANKLIN
StateNC
Zip28734-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOTS 19 & 20A GEM LAKE SUBD
Legal SubdivisionLAKE SUB
Legal Lot Number19,20A
JurisdictionMACON NC
Township / Civil DivisionCOWEE
Census Block Group1
Census Block1091
Census Tract970100

Owner

Source: Macon County records · APN 6588679267

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address127 GLEN LAKE ESTS, FRANKLIN, NC 28734
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2003
Deed SaleOct 14, 2003
Deed Book / Page27 / 1396
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$221,490 (+7.68%) Land $35,450 Building $186,040$221,490 (+7.68%) Land $35,450 Building $186,040
2025$890.00 (+1.37%)
2023$878.00$205,690 Land $35,450 Building $170,240$205,690 Land $35,450 Building $170,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2015)
Claims Outside the SFHA2 of 6
Most Recent ClaimDec 2015 · river or lake flooding
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Frontier
DSL
10 / 1

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gem Lake Estates Rd

Nearby Streets

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