Garrett County property record for 430 Fratz St, Accident, MD 21520 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1998 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Mar 2024) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-017394 |
| Primary APN | 05-017394 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Total Area |
| 1st Floor Area | 1,568 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 273 sqft |
| Deck Area | 273 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 017394 |
|---|---|
| Old Parcel Number | 5017394 |
| Street Address | 430 FRATZ ST |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2062 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 0.52 AC E/S GARRETT HWY ACCIDENT |
| Legal Lot Number | 1 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 100 |
Source: Garrett County records · APN 05-017394
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed, Transfer |
| Mar 27, 2024 | Deed, Transfer |
| Jun 14, 2023 | Deed, Transfer · Stand-Alone First Mortgage GARRETT COUNTY COMMUNITY ACTION COM |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Mar 27, 2024 · Amount on Record |
| Deed Document Number | 0025440249 |
| Deed Book / Page | 2544 / 249 |
| Last Transfer Date | Dec 03, 2025 |
| Transfer Doc | 0026530079 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 03, 2025 |
| Property Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Document Number | 0026530079 |
| Book / Page | 2653 / 79 |
| Instrument Date | Nov 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 27, 2024 |
| Property Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Document Number | 0025440249 |
| Book / Page | 2544 / 249 |
| Instrument Date | Mar 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jun 14, 2023 |
| Property Address | 430 FRATZ ST, ACCIDENT, MD 21520-2062 |
| Document Number | 0024940227 |
| Book / Page | 2494 / 227 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2023 |
| Title Company | DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0024940254 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2494-0254 |
| Name | GARRETT COUNTY COMMUNITY ACTION COM |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0024940232 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 2494/232 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Garrett County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (+42.21%) | $142,900 (+50.26%) | $166,800 (+75.39%) Land $18,100 Building $148,700 |
| 2023 | $1,573.00 (+14.23%) | $95,100 (+1.64%) Land $18,100 Building $77,000 | $95,100 (-) Land $18,100 Building $77,000 |
| 2022 | $1,377.00 | $93,567 | $95,100 Land $18,100 Building $77,000 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures