428 Fratz St, Accident, MD 21520 Property Records

Garrett County property record for 428 Fratz St, Accident, MD 21520 · Last verified September 2023

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,616 sqft Total Area
Lot Size	18,295 sqft (0.419 acres)
Garage	Attached, 648 sqft
Occupancy	Owner Occupied
Last Sale	$140,000 (2022)
Tax Bill	$1,751.00 (2023)

Owner

Source: Garrett County records · APN 05-016231

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 FRATZ ST, ACCIDENT, MD 21520-2062
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Mar 18, 2008 · Amount on Record
Deed Doc Number	0002418108
Deed Book / Page	2418 / 108
Record Refreshed	Jun 07, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 24, 2022
Property Address	428 FRATZ ST, ACCIDENT, MD 21520-2062
Document Number	0024180108
Book / Page	2418 / 108
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	Jun 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 FRATZ ST, ACCIDENT, MD 21520-2062

Mortgage

Document Number	0024180114
Date	May 24, 2022
Instrument	2418-0114

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Accident Town
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,751.00	$105,800 Land $17,500 Building $88,300	$105,800 Land $17,500 Building $88,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-016231`
Alternative APNs	`5016231` `016231`

Interior

Full Baths	1 Baths
Building Area	1,616 sqft Total Area
1st Floor	1,120 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Mobile Home Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	18,295 sqft (0.419 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	648 sqft Garage
Deck Area	200 sqft Deck
Porch	Open Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	016231
Old Parcel Number	5016231
Street Address	428 FRATZ ST
City	ACCIDENT
State	MD
Zip	21520-2062
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	0.42 AC E/S S MAIN ST ACCIDENT
Jurisdiction	GARRETT MD
Minor Civil Division	5, ACCIDENT
Census Blockgroup	2
Census Block	2055
Census Tract	100