Brunswick County property record for 430 E Second St, #1, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 1996 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | Company Name on Record |
| Last Sale | $430,000 (Dec 2020) |
| Tax Bill | $4,658 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 244NG015 |
| Primary APN | 244NG015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 912 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,623 sqft (0.175 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80177418 |
|---|---|
| Street Address | 430 E SECOND ST, 1 |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-15&PT-14 B-33 S-A OIB PLAT 3/178&178A |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 33 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4545 LAKEFIELD BND, BERKELEY LAKE, GA 30096-6163 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage SPC CU |
| Dec 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 18, 2017 | Intrafamily Transfer, Transfer SPC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on Record |
| Deed Sale | Dec 29, 2020 · Amount on Record |
| Prior Sale | Jan 1, 2002 |
| Deed Book / Page | 4517 / 190 |
| Prior Transfer Date | Aug 7, 2017 |
| Prior Transfer Doc | 0039470538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 430 E SECOND ST # 1, 1, OCEAN ISLE BEACH, NC 28469-7702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4545 LAKEFIELD BND, BERKELEY LAKE, GA 30096-6163 |
| Investor | Possibly a Property Investor |
| Document Number | 0054810041 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 5481/41 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Address | HARTSVILLE, SC 29550 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 430 E SECOND ST # 1, 1, OCEAN ISLE BEACH, NC 28469-7702 |
| Document Number | 0045170161 |
| Book / Page | 004517 / 000161 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4545 LAKEFIELD BND BERKELEY LAKE GA 300966163, BERKELEY LAKE, GA 30096-6163 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 18, 2017 |
| Property Address | 430 E SECOND ST # 1, 1, OCEAN ISLE BEACH, NC 28469-7702 |
| Document Number | 0039470538 |
| Book / Page | 3947 / 0538 |
| Map Reference | MB 3 PG 178 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 TROON DR, FLORENCE, SC 29501-8541 |
| Document Number | 0039470541 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 3947/0541 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,147,290 (-) Land $360,000 Building $787,290 | $1,147,290 (-) Land $360,000 Building $787,290 | |
| 2025 | $4,658.00 | $1,147,290 (-) Land $360,000 Building $787,290 | $1,147,290 (-) Land $360,000 Building $787,290 |
| 2023 | $1,147,290 Land $360,000 Building $787,290 | $1,147,290 Land $360,000 Building $787,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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