429 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 429 E Second St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,797 sqft · built 2013
Lot Size	0.112 acres (4,879 sqft)
Owner	Trust Name on File
Last Sale	$560,000 (Aug 2014)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jan 2024 Transfer Oct 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`244LA003`

Property Details

APN / Parcel Number

Primary APN	`244LA003`
Alternative APNs	`108514248146` `63410000` `80149629`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,797 sqft Heated Area
Gross Area	2,117 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,879 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80149629
Street Address	429 E SECOND ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-8 B-30 OIB PLAT H/375
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	30
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

429 E Second St is held in a trust since December 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	120 BRADSHAW DR, SEWICKLEY, PA 15143-9570
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Intrafamily Transfer, Transfer
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Prior Sale	Aug 16, 2013 · Amount on File
Deed Book / Page	3557 / 614
Last Transfer Date	Dec 26, 2023
Transfer Doc	0051210950
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 8, 2024
Property Address	429 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7703
Document Number	0051210950
Book / Page	5121 / 950
Map Reference	MAP H PG 375
Instrument Date	Dec 26, 2023
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 BRADSHAW DR, SEWICKLEY, PA 15143-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 BRADSHAW DR, SEWICKLEY, PA 15143-9570

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	429 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7703
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039690199
Date	Oct 6, 2017
Book Page	3969/0199

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	429 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7703
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046460822
Date	Jun 22, 2021
Book Page	4646/822

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 429 E Second St was $3,071.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$839,390 (-) Land $281,250 Building $558,140	$839,390 (-) Land $281,250 Building $558,140
2025	$3,071.00	$839,390 Land $281,250 Building $558,140	$839,390 Land $281,250 Building $558,140
2023		$839,390 Land $281,250 Building $558,140	$839,390 Land $281,250 Building $558,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 E Second St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 E Second St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Second St

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