430 E River Rd, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 430 E River Rd, Chester, MA 01011

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,785 sqft · built 1989
Lot Size17 acres (740,520 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Dec 2019)
Tax Bill$9,642 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCHES M:402.0 B:0000 P:0006.0

Property Details

APN / Parcel Number

Primary APNCHES M:402.0 B:0000 P:0006.0

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,785 sqft Living Area
Gross Area3,712 sqft
1st Floor Area1,772 sqft
Basement Area1,333 sqft
Unfinished Basement1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area740,520 sqft (17 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address430 E RIVER RD
CityCHESTER
StateMA
Zip01011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
JurisdictionCHESTER MA
Township / Civil DivisionCHESTER
Census Block Group1
Census Block1015
Census Tract813001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Chester Historic District
listed 1996 · 16 contributing resources · NRIS 96001465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

430 E River Rd is owned and occupied by an individual who bought it in December 2019.

Source: Hampden County and Chester Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address430 E RIVER RD, CHESTER, MA 01011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2019 · Amount on File
Deed SaleDec 6, 2019 · Amount on File
Prior SaleSep 3, 2013 · Amount on File
Deed Document Number201971945
Prior Transfer DateDec 4, 2019
Prior Transfer Doc22987-109
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTER MA
Recording DateDec 6, 2019
Property Address430 E RIVER RD, CHESTER, MA 01011
Document Number022987-109
Book / Page22987 / 109
Instrument DateDec 4, 2019
Instrument71945
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 DEWEY CT, NORTHAMPTON, MA 01060-3816

Mortgage

Document Number0000071946
DateDec 6, 2019
Instrument71946
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 430 E River Rd was $9,642, up 5.7% from the year before.

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionChester Town
Unified School DistrictGateway School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,642.00 (+5.74%)$533,900 (-) Land $72,700 Building $461,200$530,100 (-21.29%)
2024$9,119.00 (+3%)$533,900 (+7.53%) Land $72,700 Building $461,200$673,455
2023$8,853.00$496,500 Land $72,700 Building $423,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 E River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2014–2018)
Most Recent ClaimJan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 E River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E River Rd

Nearby Streets

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