226 E River Rd, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 226 E River Rd, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1900
Lot Size	13.3 acres (582,833 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Apr 1999)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Feb 2019 Refinance Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:404.0 B:0000 P:0005.0`

Property Details

APN / Parcel Number

Primary APN	`CHES M:404.0 B:0000 P:0005.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	582,833 sqft (13.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	226 E RIVER RD
City	CHESTER
State	MA
Zip	01011-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1044
Census Tract	813001

Owner

226 E River Rd is owned and occupied by an individual who acquired it in January 2019.

Source: Hampden County and Chester Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	226 E RIVER RD, HUNTINGTON, MA 01050-9644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Feb 2, 2017	Deed of Trust, Mortgage WESTFIELD BANK
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Feb 1, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 1999 · Amount on File
Deed Sale	Apr 29, 1999 · Amount on File
Deed Book / Page	10744 / 350
Last Transfer Date	Jan 29, 2019
Transfer Doc	22544-52
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	226 E RIVER RD, CHESTER, MA 01011
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22567-420
Date	Feb 27, 2019
Book Page	22567/420
Instrument	9944

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	226 E RIVER RD, CHESTER, MA 01011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21557-94
Date	Feb 2, 2017
Book Page	21557/94
Instrument	6199

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	226 E RIVER RD, CHESTER, MA 01011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23175-479
Date	Apr 21, 2020
Book Page	23175/479
Instrument	19987

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	226 E RIVER RD, CHESTER, MA 01011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23375-305
Date	Aug 21, 2020
Book Page	23375/305
Instrument	46115

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER MA
Recording Date	Feb 1, 2019
Property Address	226 E RIVER RD, CHESTER, MA 01011
Document Number	22544-52
Book / Page	022544 / 000052
Instrument Date	Jan 29, 2019
Instrument	6089
Transaction Type	Transfer
Record Updated	Feb 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E RIVER RD CHESTER MA 01011, CHESTER, MA 01011

Tax Assessment & Valuation

The 2025 property tax bill for 226 E River Rd was $4,036, up 5.7% from the year before.

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,036.00 (+5.74%)	$223,500 (-) Land $60,800 Building $162,700	$339,150 (+37.41%)
2024	$3,817.00 (+1.79%)	$223,500 (+6.28%) Land $60,800 Building $162,700	$246,810
2023	$3,750.00	$210,300 Land $60,800 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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