Berrien County property record for 430 E John Beers Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1889 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jan 2026) |
| Tax Bill | $1,545 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0030-0032-01-1 |
| Primary APN | 17-0030-0032-01-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 430 E JOHN BEERS RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A - AG |
| Legal Description | BEG 695.66' W OF N1/4 PST SEC 30 T5S R18W TH S 290.40' TH W 150' TH N 290.40' TH E 150' TO POB |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 30 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3515 E SNOW RD, BERRIEN SPRINGS, MI 49103-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Jan 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Mar 26, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 2026450343 |
| Deed Book / Page | 3468 / 3517 |
| Prior Transfer Date | Mar 23, 2018 |
| Prior Transfer Doc | 03201/1011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 430 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | DEVON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 03258/1813 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 3258/1813 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 21, 2026 |
| Property Address | 430 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9332 |
| Document Number | 03468/3517 |
| Book / Page | 3468 / 3517 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026450343 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9332 |
| Document Number | 0034683520 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 3468/3520 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 26, 2018 |
| Property Address | 430 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9332 |
| Document Number | 03201/1011 |
| Book / Page | 3201 / 1011 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,186.80 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2695 LAWRENCE ST, STEVENSVILLE, MI 49127-1253 |
| Name | Verified Name |
|---|---|
| Address | 430 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9332 |
| Document Number | 0032011013 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 3201/1013 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,600 (+29.21%) | $167,200 (+29.21%) | |
| 2025 | $1,545.00 (+12.69%) | ||
| 2023 | $64,700 | $129,400 | |
| 2022 | $1,371.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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