Ottawa County property record for 430 E Central Ave, Zeeland, MI 49464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,666 sqft · built 1900 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2016) |
| Tax Bill | $4,699 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-17-19-204-005 |
| Primary APN | 70-17-19-204-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| Basement Area | 1,487 sqft |
| Unfinished Basement | 1,487 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 430 E CENTRAL AVE |
|---|---|
| City | ZEELAND |
| State | MI |
| Zip | 49464-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 EAST PARK ADD |
| Legal Range | 14W |
| Legal Township | 5N |
| Legal Section | 19 |
| Legal Subdivision | EAST PARK ADD |
| Legal Block | 204 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ZEELAND |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 22900 |
430 E Central Ave is owned and occupied by an individual who bought it in November 2016.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 E CENTRAL AVE, ZEELAND, MI 49464-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on File |
| Deed Sale | Nov 17, 2016 · Amount on File |
| Deed Document Number | 201644151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 430 E CENTRAL AVE, ZEELAND, MI 49464-1802 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210023955 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021-0023955 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 15, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 430 E CENTRAL AVE, ZEELAND, MI 49464-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210003642 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-0003642 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 430 E CENTRAL AVE, ZEELAND, MI 49464-1802 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 20190014194 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019-0014194 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 430 E Central Ave was $4,699 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Zeeland City |
| Unified School District | Zeeland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,400 | $440,800 | |
| 2025 | $4,699.00 | ||
| 2023 | $167,400 | $334,800 | |
| 2022 | $4,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 E Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 430 E Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270 |
|---|---|
| Water Source | Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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