421 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 421 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,324 sqft · built 1940
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Nov 2025)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-201-020`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-201-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,324 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 ROOSENRAAD SUP PLAT NO 2
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	ROOSENRAAD SUP PLAT
Legal Block	201
Legal Lot Number	6
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5015
Census Tract	22900

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	279 SEABREEZE CT, INLET BEACH, FL 32461-7017
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	202533202
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 24, 2025
Property Address	421 E CENTRAL AVE, ZEELAND, MI 49464-1801
Document Number	20250033202
Map Reference	LB 8 PG 65
Instrument Date	Nov 18, 2025
Instrument	2025-0033202
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 E CENTRAL AVE, ZEELAND, MI 49464-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 SEABREEZE CT, INLET BEACH, FL 32461-7017

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	421 E CENTRAL AVE, ZEELAND, MI 49464-1801
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220015012
Date	Apr 19, 2022
Instrument	2022-0015012

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	421 E CENTRAL AVE, ZEELAND, MI 49464-1801
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E CENTRAL AVE, ZEELAND, MI 49464-1801

Mortgage

Document Number	20210040821
Date	Aug 10, 2021
Instrument	2021-0040821

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,600 (+13.39%)	$325,200 (+13.39%)
2025	$2,784.00 (+3.65%) Homeowner's exemption	$143,400 (+23.94%)	$286,800 (+23.94%)
2024	$2,686.00 (+10.4%)
2023		$115,700	$231,400
2022	$2,433.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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