430 E Beaver St, Bellefonte, PA 16823 Property Records

Centre County property record for 430 E Beaver St, Bellefonte, PA 16823

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,064 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Oct 2013)
Tax Bill	$3,231 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-104-,040-,0000`

Property Details

APN / Parcel Number

Primary APN	`32-104-,040-,0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 E BEAVER ST
City	BELLEFONTE
State	PA
Zip	16823-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ARMOR ESTATE
Jurisdiction	CENTRE PA
Township / Civil Division	BELLEFONTE
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

430 E Beaver St is owned and occupied by an individual who bought it in October 2013.

Source: Centre County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	430 E BEAVER ST, BELLEFONTE, PA 16823-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2013 · Amount on File
Deed Sale	Oct 2, 2013 · Amount on File
Prior Sale	Oct 20, 1986 · Amount on File
Deed Book / Page	2134 / 423
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	430 E BEAVER ST, BELLEFONTE, PA 16823-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2257/282
Date	Sep 16, 2020
Book Page	2257/282

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	430 E BEAVER ST, BELLEFONTE, PA 16823-1717
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0021930957
Date	Jan 26, 2017
Book Page	2193/0957

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 430 E Beaver St was $3,231.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Bellefonte Borough
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,231.00	$38,940 Land $10,000 Building $28,940
2025			$77,880 Land $20,000 Building $57,880
2024	$3,020.00	$38,940 Land $10,000 Building $28,940
1994			$77,880 Land $20,000 Building $57,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 430 E Beaver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 E Beaver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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