427 E Beaver St, Bellefonte, PA 16823 Property Records

Centre County property record for 427 E Beaver St, Bellefonte, PA 16823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Jan 2018)
Tax Bill	$3,309 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-104-,023-,0000`

Property Details

APN / Parcel Number

Primary APN	`32-104-,023-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 E BEAVER ST
City	BELLEFONTE
State	PA
Zip	16823-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TEAST BEAVE
Jurisdiction	CENTRE PA
Township / Civil Division	BELLEFONTE
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 E BEAVER ST, BELLEFONTE, PA 16823-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2018	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Prior Sale	Mar 25, 2013 · Amount on Record
Deed Book / Page	2211 / 246
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	427 E BEAVER ST, BELLEFONTE, PA 16823-1716
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002271/245
Date	Apr 28, 2021
Book Page	2271/245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Mar 1, 2048

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 31, 2018
Property Address	427 E BEAVER ST, BELLEFONTE, PA 16823-1716
Document Number	02211/0246
Book / Page	2211 / 0246
Map Reference	MB3 PG65&66
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E BEAVER ST, BELLEFONTE, PA 16823-1716

Mortgage

Document Number	0002211247
Date	Jan 31, 2018
Instrument	2211/247

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Bellefonte Borough
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,309.00 (+6.98%)	$39,880 (-) Land $10,000 Building $29,880
2025			$79,760 (-) Land $20,000 Building $59,760
2024	$3,093.00	$39,880 Land $10,000 Building $29,880
1994			$79,760 Land $20,000 Building $59,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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