Orange County property record for 430 E Bay Ave, Newport Beach, CA 92661
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,550 sqft · built 1997 |
| Lot Size | 0.046 acres (1,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Aug 1998) |
| Tax Bill | $9,942 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 048-111-28 |
| Primary APN | 048-111-28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,550 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 1,989 sqft (0.046 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 430 E BAY AVE |
|---|---|
| City | NEWPORT BEACH |
| State | CA |
| Zip | 92661-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR BALBOA BAYSIDE TR BLK 2 LOT 26 |
| Legal Subdivision | BALBOA BAY SIDE TRACT |
| Legal Tract | 95 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 62800 |
430 E Bay Ave is owned and occupied by two individuals who bought it in August 1998.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 E BAY AVE, NEWPORT BEACH, CA 92661-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1998 · Amount on File |
| Deed Sale | Aug 26, 1998 · Amount on File |
| Prior Sale | Jul 30, 1998 · Amount on File |
| Deed Document Number | 1998565437 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 430 E Bay Ave was $9,942 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Newport Beach City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $935,452 (+2%) Land $504,315 Building $431,137 | |
| 2025 | $9,942.00 Homeowner's exemption | $917,110 Land $494,426 Building $422,684 |
| 2023 | $9,547.00 (+1.74%) Homeowner's exemption | $881,499 Land $475,227 Building $406,272 |
| 2022 | $9,384.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 430 E Bay Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 144 units insured incl. 60 condo units |
| Nearby Flood Claims | 14 (1983–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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