395 E 1st Ave, Clifton, IL 60927 Property Records

Iroquois County property record for 395 E 1st Ave, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.322 acres (14,051 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Jul 2026)
Tax Bill	$4,565 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`10 03 426 001`

Property Details

APN / Parcel Number

Primary APN	`10 03 426 001`

Exterior

Lot Area	14,051 sqft (0.322 acres)

Location & Zoning

Street Address	395 E 1ST AVE
City	CLIFTON
State	IL
Zip	60927-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIET'S ADD LT 11 & E 5' LT 12 VIL OF CLIFTON
Legal Subdivision	VIET'S ADD
Legal Lot Number	11,12
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3014
Census Tract	950200

Owner

Source: Iroquois County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 E 1ST AVE, CLIFTON, IL 60927-9101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 24, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	20262327
Prior Transfer Date	Jun 20, 2025
Prior Transfer Doc	0000002010
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 7, 2026
Property Address	395 E 1ST AVE, CLIFTON, IL 60927-9101
Document Number	0000002327
Instrument Date	Jul 2, 2026
Instrument	20262327
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,041.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 E 1ST AVE, CLIFTON, IL 60927-9101

Mortgage

Document Number	0000002328,
Date	Jul 7, 2026
Instrument	20262328

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 24, 2025
Property Address	395 E 1ST AVE, CLIFTON, IL 60927-9101
Document Number	00025R4000
Instrument Date	Nov 21, 2025
Instrument	25R4000
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 E 1ST AVE, CLIFTON, IL 60927-9101

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,565.00 (+192.63%) Homeowner's exemption Senior Citizen's exemption	$70,530 (+13.74%) Land $11,120 Building $59,410	$211,590 (+13.74%) Land $33,360 Building $178,230
2024	$1,560.00 (-6.08%) Homeowner's exemption Senior Citizen's exemption	$62,010 (+14.75%) Land $9,780 Building $52,230	$186,030 (+14.75%) Land $29,340 Building $156,690
2022	$1,661.00 Homeowner's exemption Senior Citizen's exemption	$54,040 Land $8,520 Building $45,520	$162,120 Land $25,560 Building $136,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, Watch TV.

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