Winneshiek County property record for 430 County St, Ridgeway, IA 52165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1900 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,500 (Jan 2025) |
| Tax Bill | $1,512 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 092327701500 |
| Primary APN | 092327701500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Basement Area | 208 sqft |
| Unfinished Basement | 208 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 110 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 092327701500 |
|---|---|
| Street Address | 430 COUNTY ST |
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 & W 10' LOT 16 BLK 17; LOT A OF LOT 16 BLK 17 CITY OF RIDGEWAY |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 23 |
| Legal Subdivision | TOWN RIDGEWAY |
| Legal Block | 17 |
| Legal Lot Number | 15,16 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 950100 |
Source: Winneshiek County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 COUNTY ST, RIDGEWAY, IA 52165-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Jan 16, 2025 | Quit Claim Deed, Transfer · Line of Credit WAUKON STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Prior Sale | Dec 7, 2020 · Amount on Record |
| Deed Book / Page | 2025 / 133 |
| Prior Transfer Date | May 27, 2010 |
| Prior Transfer Doc | 02010/1764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 430 COUNTY ST, RIDGEWAY, IA 52165-9703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02020/5126 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 2020/5126 |
| Instrument | 2020 5126 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jan 16, 2025 |
| Property Address | 430 COUNTY ST, RIDGEWAY, IA 52165-9703 |
| Document Number | 002025/134 |
| Book / Page | 2025 / 134 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 2025 134 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 430 COUNTY ST, RIDGEWAY, IA 52165-9703 |
| Document Number | 0002025135 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025 135 |
| Name | WAUKON STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Mar 1, 2030 |
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ridgeway City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,120 (+52.78%) Land $20,120 Building $133,000 | $153,120 (+52.78%) Land $20,120 Building $133,000 | |
| 2024 | $1,512.00 (+9.57%) | ||
| 2023 | $100,220 (+15.91%) Land $9,830 Building $90,390 | $100,220 (+15.91%) Land $9,830 Building $90,390 | |
| 2022 | $1,380.00 Homeowner's exemption | $86,460 Land $8,190 Building $78,270 | |
| 2021 | $86,460 Land $8,190 Building $78,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGEWAY serves 275 people · EPA ID IA9680085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 300 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
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