Winneshiek County property record for 415 County St, Ridgeway, IA 52165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1995 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,428 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092325200400 |
| Primary APN | 092325200400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,568 sqft Living Area |
| Basement Area | 1,568 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 718 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,744 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 415 COUNTY ST |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & W 1/2 LOT 1 BLK 25 IN RIDGEWAY |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 23 |
| Legal Subdivision | TOWN RIDGEWAY |
| Legal Block | 25 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 950100 |
415 County St is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 COUNTY ST, RIDGEWAY, IA 52165-7701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jun 26, 2026 |
| Property Address | 415 COUNTY ST, RIDGEWAY, IA 52165-7701 |
| Document Number | 0000001497 |
| Book / Page | 2026 / 1497 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 415 COUNTY ST, RIDGEWAY, IA 52165-7701 |
| Document Number | 0000001497, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 2026/1497 |
| Instrument | 20261497 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 415 County St was $4,428 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ridgeway City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,428.00 | $305,560 (-) Land $11,480 Building $294,080 | $305,560 (-) Land $11,480 Building $294,080 |
| 2025 | $4,428.00 (+9.23%) Homeowner's exemption | $305,560 Land $11,480 Building $294,080 | $305,560 Land $11,480 Building $294,080 |
| 2024 | $4,054.00 | ||
| 2023 | $265,210 (+14.8%) Land $11,480 Building $253,730 | $265,210 Land $11,480 Building $253,730 | |
| 2022 | $3,954.00 Homeowner's exemption | $231,020 Land $9,560 Building $221,460 | |
| 2021 | $231,020 Land $9,560 Building $221,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 County St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 County St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGEWAY serves 275 people · EPA ID IA9680085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 300 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
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