430 Concord St, Lodi, CA 95240 Property Records

San Joaquin County property record for 430 Concord St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1948
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Dec 2008)
Tax Bill	$1,801 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`047-290-090-000`

Property Details

APN / Parcel Number

Primary APN	`047-290-090-000`
Alternative APN	`047-290-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	8,750 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	047-290-09
Street Address	430 CONCORD ST
City	LODI
State	CA
Zip	95240-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LODI BARNHART MAP E4 30-34 LOT 18
Legal Subdivision	LODI BARNHART TR
Legal Block	3
Legal Lot Number	18
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3009
Census Tract	4404

Owner

430 Concord St is owned and occupied by two individuals who acquired it in January 2013.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 CONCORD ST, LODI, CA 95240-5317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2008 · Amount on File
Deed Sale	Dec 1, 2008 · Amount on File
Prior Sale	Feb 28, 2008 · Amount on File
Deed Document Number	2008185047
Last Transfer Date	Jan 18, 2013
Transfer Doc	0000119897
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	430 CONCORD ST, LODI, CA 95240-5317
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CONCORD ST, LODI, CA 95240-5317

Mortgage

Document Number	0000052570
Date	Mar 24, 2021
Instrument	2021-052570

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	430 CONCORD ST, LODI, CA 95240-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002092
Date	Jan 9, 2018
Instrument	2018-002092

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 430 Concord St was $1,801, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,801.00 (+0.33%)
2025	$1,795.00	$163,532 Land $64,381 Building $99,151
2023	$1,716.00 (+2.26%)	$157,183 Land $61,882 Building $95,301	$283,410
2022	$1,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Concord St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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