427 Concord St, Lodi, CA 95240 Property Records

San Joaquin County property record for 427 Concord St, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,180 sqft · built 1990
Lot Size0.098 acres (4,245 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Aug 2009)
Tax Bill$1,877 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN047-300-650-000

Property Details

APN / Parcel Number

Primary APN047-300-650-000
Alternative APN
  • 047-300-65

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialOther
Lot Area4,245 sqft (0.098 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number047-300-65
Street Address427 CONCORD ST
CityLODI
StateCA
Zip95240-5328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWELLSWOOD PARK MAP 10 PG 93
Legal SubdivisionWELLSWOOD COURT
Legal Block3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group3
Census Block3008
Census Tract4404

Owner

427 Concord St is owned and occupied by two individuals who acquired it in August 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address427 CONCORD ST, LODI, CA 95240-5328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2009 · Amount on File
Deed SaleAug 12, 2009 · Amount on File
Prior SaleAug 17, 2001 · Amount on File
Deed Document Number2009118857
Last Transfer DateAug 5, 2019
Transfer Doc0000086188
Record UpdatedOct 29, 2026

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 12, 2019
Property Address427 CONCORD ST, LODI, CA 95240-5328
Document Number0000086188
Map ReferenceVOL 10 PG 93
Instrument DateAug 5, 2019
Instrument2019-086188
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE CO SAN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address427 CONCORD ST, LODI, CA 95240-5328

Mortgage

Document Number0000086189
DateAug 12, 2019
Instrument2019-086189
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 427 Concord St was $1,877 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,877.00 (+0.43%)
2025$1,869.00 Homeowner's exemption$178,119 Land $43,882 Building $134,237
2023$1,789.00 (+2.35%) Homeowner's exemption$171,204 Land $42,179 Building $129,025$326,520
2022$1,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Concord St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

Nearby Properties on Concord St

Nearby Streets

Search Property Records by Address or Parcel Number