430 Chicago Dr, Howell, MI 48843 Property Records

Livingston County property record for 430 Chicago Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,490 sqft · built 1971
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,500 (May 2019)
Tax Bill	$7,112 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`07-31-301-055`

Property Details

APN / Parcel Number

Primary APN	`07-31-301-055`
Alternative APN	`470731301055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Area	1,644 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 CHICAGO DR
City	HOWELL
State	MI
Zip	48843-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC. 31 T3N R5E HOWELL LAKE - OAK GROVE LOTS 114, 115 & 116.
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	HOWELL LK OAK GROVE SUB
Legal Tract	712600
Legal Lot Number	114-116
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2003
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 CHICAGO DR, HOWELL, MI 48843-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BK
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	201913023
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0000027118
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	430 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000013927
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 CHICAGO DR HOWELL MI 488431724, HOWELL, MI 48843-1724

Mortgage

Document Number	0000013927
Date	May 5, 2020
Instrument	13927

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 4, 2060

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 30, 2019
Property Address	430 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000013023
Instrument Date	May 17, 2019
Instrument	13023
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,020.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4162 PEPPER TREE LN HOWELL MI 488438211, HOWELL, MI 48843-8211

Mortgage

Document Number	13024
Date	May 30, 2019
Instrument	13024

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	430 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000023766
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CHICAGO DR HOWELL MI 488431724, HOWELL, MI 48843-1724

Mortgage

Document Number	0000023766
Date	Sep 5, 2018
Instrument	23766

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	430 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000024433
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 CHICAGO DR HOWELL MI 488431724, HOWELL, MI 48843-1724

Mortgage

Document Number	0000024433
Date	Aug 21, 2017
Instrument	24433

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2042

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,600 (+5.94%)	$699,200 (+5.94%)
2025	$7,112.00 (+40.53%) Homeowner's exemption	$330,000 (+16.28%)	$660,000 (+16.28%)
2023		$283,800
2021			$567,600
2019	$5,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	907.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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