496 Chicago Dr, Howell, MI 48843 Property Records

Livingston County property record for 496 Chicago Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Nov 2020)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-301-051`

Property Details

APN / Parcel Number

Primary APN	`07-31-301-051`
Alternative APN	`470731301051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	496 CHICAGO DR
City	HOWELL
State	MI
Zip	48843-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T3N, R5E, HOWELL LAKE-OAK GROVE SUB. LOTS 106 AND 107
Legal Subdivision	HOWELL LAKE-OAK GROVE SUB
Legal Tract	712600
Legal Lot Number	106-107
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2003
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 CHICAGO DR, HOWELL, MI 48843-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP
May 15, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	202039965
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0000014536
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	496 CHICAGO DR, HOWELL, MI 48843-1724
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CHICAGO DR, HOWELL, MI 48843-1724

Mortgage

Document Number	0000015690
Date	Aug 22, 2023
Instrument	2023R-015690

Lender

Name	GENISYS CU
Type	Credit Union
Address	HOWELL, MI 48843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 3, 2020
Property Address	496 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000039965
Map Reference	LB 2 PG 78
Instrument Date	Oct 27, 2020
Instrument	2020R-039965
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 CHICAGO DR, HOWELL, MI 48843-1726

Mortgage

Document Number	0000039966
Date	Nov 3, 2020
Instrument	2020R-039966

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 15, 2017
Property Address	496 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000014537
Instrument Date	Oct 2, 2015
Instrument	14537
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 PINES TREE ROAD HN W LAKE ORION MI 48362, LAKE ORION, MI 48362

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 15, 2017
Property Address	496 CHICAGO DR, HOWELL, MI 48843-1724
Document Number	0000014536
Instrument Date	Oct 2, 2015
Instrument	14536
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 PINE TREE RD W LAKE ORION MI 483622559, LAKE ORION, MI 48362-2559

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,400 (+26.66%)	$328,800 (+26.66%)
2025	$3,359.00 (+129.6%)
2023		$129,800
2021			$259,600
2019	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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