Merced County property record for 430 Cedar Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1950 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Jun 2022) |
| Tax Bill | $4,044 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-083-006-000 |
| Primary APN | 003-083-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 1,994 sqft |
| 1st Floor Area | 1,604 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 170 sqft |
| Patio Area | 170 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 003-083-006 |
|---|---|
| Street Address | 430 CEDAR AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | CASTLE PK AC LOT 3 BLK 11 |
| Legal Subdivision | CASTLE PARK AC |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 701 |
430 Cedar Ave is owned and occupied by an individual who bought it in June 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 CEDAR AVE, ATWATER, CA 95301-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Deed Document Number | 202222923 |
| Prior Transfer Date | Oct 17, 2003 |
| Prior Transfer Doc | 0000070338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 15, 2022 |
| Property Address | 430 CEDAR AVE, ATWATER, CA 95301-4416 |
| Document Number | 0000022923 |
| Map Reference | MB 11 PG 7 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022022923 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 CEDAR AVE, ATWATER, CA 95301-4416 |
| Document Number | 0000022924 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022022924 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 430 CEDAR AVE, ATWATER, CA 95301-4416 |
| Document Number | 0000015848 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Address | 430 CEDAR AVE ATWATER CA 953014416, ATWATER, CA 95301-4416 |
| Document Number | 0000015848 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 15848 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2047 |
The 2025 property tax bill for 430 Cedar Ave was $4,044 with a homeowner's exemption, up 2.5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $388,591 (+2%) Land $102,830 Building $285,761 | |
| 2025 | $4,044.00 (+2.48%) Homeowner's exemption | $380,972 Land $100,814 Building $280,158 |
| 2024 | $3,946.00 (+2.73%) | |
| 2023 | $3,841.00 (+295.98%) Homeowner's exemption | $366,180 Land $96,900 Building $269,280 |
| 2022 | $970.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 430 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 430 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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