401 Cedar Ave, Atwater, CA 95301 Property Records

Merced County property record for 401 Cedar Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1951
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Mar 2026)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-056-009-000`

Property Details

APN / Parcel Number

Primary APN	`003-056-009-000`
Alternative APN	`003-056-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,056 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,650 sqft (0.176 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	003-056-009
Street Address	401 CEDAR AVE
City	ATWATER
State	CA
Zip	95301-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	CASTLE PK AC LOT 16 BLK 8
Legal Subdivision	CASTLE PARK AC
Legal Block	8
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2027
Census Tract	701

Owner

401 Cedar Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Merced County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Mar 25, 2026	Grant Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Mar 25, 2026	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 5, 2026	Affidavit of Death of Joint Tenant, Transfer
Feb 5, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Mar 25, 2026
Deed Document Number	20267497
Prior Transfer Date	Jan 29, 2026
Prior Transfer Doc	0000002901
Record Updated	Oct 29, 2026

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Mar 25, 2026
Property Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Document Number	0000007495
Map Reference	MB 11 PG 7
Instrument Date	Mar 19, 2026
Instrument	2026007495
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 CELINE CT, BAKERSFIELD, CA 93309-6415

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 25, 2026
Property Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Document Number	0000007497
Map Reference	MB 11 PG 7
Instrument Date	Mar 19, 2026
Instrument	2026007497
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 CEDAR AVE, ATWATER, CA 95301-4415

Mortgage

Document Number	0000007498
Date	Mar 25, 2026
Instrument	2026007498

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 25, 2026
Property Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Document Number	0000007496
Map Reference	MB 11 PG 7
Instrument Date	Feb 19, 2026
Instrument	2026007496
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR AVE, ATWATER, CA 95301-4415

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Feb 5, 2026
Property Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Document Number	0000002901
Map Reference	MB 2751 PG 555
Instrument Date	Feb 5, 2026
Instrument	2026002901
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR AVE, ATWATER, CA 95301-4415

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 5, 2026
Property Address	401 CEDAR AVE, ATWATER, CA 95301-4415
Document Number	0000002902
Map Reference	VOL 11 PG 7
Instrument Date	Feb 5, 2026
Instrument	2026002902
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	401 CEDAR AVE, ATWATER, CA 95301-4415

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cedar Ave was $1,171, up 2.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$115,775 (+2%) Land $42,097 Building $73,678
2025	$1,171.00 (+2.54%) Homeowner's exemption	$113,506 Land $41,272 Building $72,234
2024	$1,142.00 (+2.79%)
2023	$1,111.00 (+1.37%) Homeowner's exemption	$109,100 Land $39,670 Building $69,430
2022	$1,096.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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