430 Boyer Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 430 Boyer Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,498 sqft · built 1990
Lot Size	11.7 acres (510,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Apr 1989)
Tax Bill	$7,014 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-200-001`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-200-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,176 sqft
Unfinished Basement	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	510,959 sqft (11.7 acres)
Garage Area	456 sqft
Patio Area	88 sqft

Location & Zoning

Street Address	430 BOYER RD
City	PETOSKEY
State	MI
Zip	49770-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC R-1
Legal Description	PT OF NW ? OF NE ? OF SECTION 3, COM AT N ? COR OF SD SEC FOR POB, TH N89?32?59?E 124.20 FT ALG N LN OF SD SEC, TH S89?47?35?E 1024.02 FT ALG N LN OF SD SEC, TH S00?27?08?E 507.57 FT, TH N89?38?36?W 715.09 FT, TH N00?05?23?E 123.56 FT, TH N 89?39?00?
Legal Range	05W
Legal Township	34N
Legal Section	03
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1007
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 BOYER RD, PETOSKEY, MI 49770-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
May 29, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Oct 7, 2019	Deed of Trust, Mortgage · ARM THE BANK OF NEW YORK MELLON
Sep 5, 2019	Warranty Deed, Transfer CROSSROADS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1989 · Amount on Record
Deed Sale	Apr 1, 1989 · Amount on Record
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 2, 2021
Property Address	430 BOYER RD, PETOSKEY, MI 49770-9607
Document Number	1233/729
Book / Page	1233 / 729
Instrument Date	May 20, 2021
Instrument	5186694
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 BOYER RD, PETOSKEY, MI 49770-9607

Mortgage

Document Number	5186695
Date	Jun 2, 2021
Instrument	5186695

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	430 BOYER RD, PETOSKEY, MI 49770-9607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203/0000000939
Date	May 29, 2018
Book Page	0000001203/0000000939
Instrument	000005156835

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	430 BOYER RD, PETOSKEY, MI 49770-9607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1215/783
Date	Oct 7, 2019
Book Page	1215/783
Instrument	5168705

Lender

Name	THE BANK OF NEW YORK MELLON
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Index	1-Year LIBOR

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 5, 2019
Property Address	430 BOYER RD, PETOSKEY, MI 49770-9607
Document Number	1214/912
Book / Page	1214 / 912
Instrument Date	Aug 26, 2019
Instrument	5167831
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218S S PARK AVE, CEDARVILLE, MI 49719-9756

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,400 (+36.98%) Land $50,300 Building $370,100	$840,800 (+36.98%) Land $100,600 Building $740,200
2024	$7,014.00
2023		$306,900 Land $35,300 Building $271,600	$613,800 Land $70,600 Building $543,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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