Clay County property record for 430 Baybrook Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1991 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,000 (May 2021) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-26-014173-001-63 |
| Primary APN | 04-05-26-014173-001-63 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 1,978 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 205 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 430 BAYBROOK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 61 FLEMINGBROOK UNIT 1 AS REC OR 4455 PG 24 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 04 |
| Legal Subdivision | FLEMINGBROOK UNIT 1 |
| Legal Lot Number | 61 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30701 |
430 Baybrook Dr is owned and occupied by an individual who bought it in May 2021.
Source: Clay County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage COASTLINE FCU |
| May 11, 2021 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Prior Sale | Oct 1, 2015 · Amount on File |
| Deed Document Number | 202129200 |
| Deed Book / Page | 4455 / 24 |
| Prior Transfer Date | May 27, 2010 |
| Prior Transfer Doc | 0032140267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 430 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 BAYBROOK DRIVE, FLEMING ISLE, FL 32003 |
| Document Number | 0046290348 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 4629/348 |
| Instrument | 2022043726 |
| Name | COASTLINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32247 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 11, 2021 |
| Property Address | 430 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Document Number | 0044550024 |
| Book / Page | 4455 / 24 |
| Map Reference | MB 22 PG 31-34 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021029200 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 SEA PARK DR, 34, ST AUGUSTINE, FL 32080-5350 |
| Name | Verified Name |
|---|---|
| Address | 430 BAYBROOK DR, ORANGE PARK, FL 32003-8087 |
| Document Number | 445525 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 4455/25 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 430 Baybrook Dr was $4,342 with a homeowner's exemption.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,342.00 Homeowner's exemption | $324,881 | $385,659 Land $50,000 Building $335,659 |
| 2023 | $4,379.00 (+5.82%) Homeowner's exemption | $306,530 (+3%) | $373,639 (+25.55%) Land $50,000 Building $323,639 |
| 2022 | $4,138.00 Homeowner's exemption | $297,602 Land $40,000 Building $257,602 | $297,602 Land $40,000 Building $257,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Baybrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 47 (1992–2022) |
| Claims Outside the SFHA | 24 of 47 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Baybrook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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