Clay County property record for 422 Baybrook Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 1990 |
| Lot Size | 0.252 acres (11,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,000 (Nov 2023) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-26-014173-001-62 |
| Primary APN | 04-05-26-014173-001-62 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,855 sqft Heated Area |
| Gross Area | 2,471 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,020 sqft (0.252 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 422 BAYBROOK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 60 FLEMINGBROOK UNIT 1 ASREC O R 4775 PG 1221 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 04 |
| Legal Subdivision | FLEMINGBROOK |
| Legal Lot Number | 60 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RATE MORTGAGE FUNDING |
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 2023057760 |
| Deed Book / Page | 4775 / 1221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 8, 2026 |
| Property Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Document Number | 0000022847 |
| Book / Page | 5043 / 2172 |
| Instrument Date | May 4, 2026 |
| Instrument | 202622847 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Document Number | 0000022847, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 5043/2172 |
| Instrument | 202622847 |
| Name | FIRST RATE MORTGAGE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 422 BAYBROOK DR, FLEMING ISLE, FL 32003-8087 |
| Document Number | 0049702047 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 4970/2047 |
| Instrument | 2025044526 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Document Number | 0047751221 |
| Book / Page | 4775 / 1221 |
| Map Reference | MB 22 PG 31-34 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023057760 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,569.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Document Number | 0047751223 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 4775/1223 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 422 BAYBROOK DR, FLEMING ISLAND, FL 32003-8087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0043581074 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 4358/1074 |
| Instrument | 2020050096 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jun 1, 2035 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 (+35.35%) Homeowner's exemption | $199,805 (+46.24%) | $301,995 (+3.04%) Land $50,000 Building $251,995 |
| 2023 | $1,799.00 (+10.5%) Homeowner's exemption | $136,629 (+3%) | $293,087 (+25.24%) Land $50,000 Building $243,087 |
| 2022 | $1,628.00 Homeowner's exemption | $132,650 | $234,016 Land $40,000 Building $194,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 47 (1992–2022) |
| Claims Outside the SFHA | 24 of 47 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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