Schenectady County and Schenectady City property record for 430 Arthur St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,830 sqft · built 1900 |
| Lot Size | 0.295 acres (12,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,500 (Nov 2018) |
| Tax Bill | $9,062 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-5-9 |
| Primary APN | 421500 48.51-5-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,830 sqft Total Area |
| 1st Floor Area | 1,576 sqft |
| 2nd Floor Area | 1,254 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,879 sqft (0.295 acres) |
| Lot Dimensions | 159 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 578 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 430 ARTHUR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 13 14 AND P/O 2 WOOD AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 20, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | May 15, 2008 · Amount on Record |
| Deed Document Number | 201851323 |
| Deed Book / Page | 2000 / 387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 430 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 430 ARTHUR ST 432, 432, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000059655 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 5269/648 |
| Instrument | 202259655 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 430 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000051323 |
| Book / Page | 2000 / 387 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 201851323 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 ARTHUR ST # 432, 430, SCHENECTADY, NY 12306-3114 |
| Name | Verified Name |
|---|---|
| Address | 2782 FURBECK RD, ALTAMONT, NY 12009-5804 |
| Document Number | 0000051324 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 201851324 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,062.00 (+2.48%) | ||
| 2025 | $8,843.00 (+5.3%) | $170,600 (-) Land $25,600 Building $145,000 | $282,497 (+30.82%) Land $42,391 Building $240,106 |
| 2023 | $170,600 (-) Land $25,600 Building $145,000 | $215,949 (+3.8%) Land $32,405 Building $183,544 | |
| 2022 | $170,600 Land $25,600 Building $145,000 | $208,049 Land $31,220 Building $176,829 | |
| 2021 | $8,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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