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425 Arthur St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 425 Arthur St, Schenectady, NY 12306

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,090 sqft · built 1900
Lot Size0.228 acres (9,951 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2024)
Tax Bill$9,089 (2026)
Deeds & MortgagesJul 2023 Mortgage
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 48.51-6-6

Property Details

APN / Parcel Number

Primary APN421500 48.51-6-6
Alternative APN
  • 150004805100060060000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,090 sqft Total Area
1st Floor Area1,045 sqft
2nd Floor Area1,045 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,951 sqft (0.228 acres)
Lot Dimensions107 ft deep x 93 ft wide

Exterior Amenities

PorchSlab
Porch Area272 sqft
Shed1 Shed
Canopy64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address425 ARTHUR ST
CitySCHENECTADY
StateNY
Zip12306-3113
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionLANDS BELONGING TO JOHN WH GRUPE
Legal Block6
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2002
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 DEVONSHIRE DR, ALBANY, NY 12205-2104
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
BPL MORTGAGE TRUST LLC
May 12, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 10, 2017Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2024 · Amount on Record
Deed SaleOct 29, 2024 · Amount on Record
Prior SaleFeb 10, 2017 · Amount on Record
Deed Document Number202464926
Deed Book / Page2140 / 879
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address425 ARTHUR ST, SCHENECTADY, NY 12306-3113
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 VISCHER AVE, SCHENECTADY, NY 12306-3913

Mortgage

Document Number0000040656
DateJul 17, 2023
Book Page5317/771
Instrument202340656
Lender
NameBPL MORTGAGE TRUST LLC
AddressVILLA PARK, IL 60181
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 12, 2023
Property Address425 ARTHUR ST, SCHENECTADY, NY 12306-3113
Document Number0000027324
Book / Page2107 / 757
Instrument DateMay 2, 2023
Instrument202327324
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address937 VISCHER AVE, ROTTERDAM, NY 12306-3913

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 VISCHER AVE, SCHENECTADY, NY 12306-3913

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 10, 2017
Property Address425 ARTHUR ST, SCHENECTADY, NY 12306-3113
Document Number0000006810
Book / Page001956 / 000560
Instrument DateFeb 3, 2017
Instrument6810
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Tax$106.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1027 WILLETT ST SCHENECTADY NY 123031145, SCHENECTADY, NY 12303-1145

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,089.00 (+3.33%)
2025$8,796.00 (+7.6%)$147,300 (-) Land $22,100 Building $125,200$243,915 (+30.82%) Land $36,596 Building $207,319
2023$147,300 (-) Land $22,100 Building $125,200$186,456 (+3.8%) Land $27,975 Building $158,481
2022$147,300 Land $22,100 Building $125,200$179,634 Land $26,951 Building $152,683
2021$8,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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