430 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 430 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 2004
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2021)
Tax Bill	$3,188 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-057-001030`

Property Details

APN / Parcel Number

Primary APN	`105-057-001030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	430 3RD ST SE
City	COKATO
State	MN
Zip	55321-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 COKATO COMMONS LOT-003 BLOCK-001
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	COKATO COMMONS
Legal Block	1
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2020
Census Tract	101300

Owner

430 3rd St SE is owned and occupied by an individual who bought it in October 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	430 3RD ST SE, COKATO, MN 55321-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Nov 8, 2006 · Amount on File
Deed Document Number	20211485730
Prior Transfer Date	May 24, 2005
Prior Transfer Doc	0000095479
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 1, 2021
Property Address	430 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001485730
Instrument Date	Sep 30, 2021
Instrument	1485730
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 3RD ST SE, COKATO, MN 55321-9412

Mortgage

Document Number	0001485731
Date	Oct 1, 2021
Instrument	1485731

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	430 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001346643
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 3RD ST SE COKATO MN 553219412, COKATO, MN 55321-9412

Mortgage

Document Number	0001346643
Date	Jun 26, 2017
Instrument	1346643

Lender

Name	STAR BK
Type	Bank
Address	MAPLE LAKE, MN 55358

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 430 3rd St SE was $3,188.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00	$259,800 (+3.75%) Land $37,900 Building $221,900	$259,800 (+3.75%) Land $37,900 Building $221,900
2025		$250,400 Land $37,900 Building $212,500	$250,400 Land $37,900 Building $212,500
2023	$2,904.00 (+7.16%)	$233,500 Land $28,700 Building $204,800	$233,500 Land $28,700 Building $204,800
2022	$2,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures