420 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 420 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,441 sqft · built 2017
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Mar 2021)
Tax Bill	$3,370 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-057-001020`

Property Details

APN / Parcel Number

Primary APN	`105-057-001020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,310 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	420 3RD ST SE
City	COKATO
State	MN
Zip	55321-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 COKATO COMMONS BLOCK-001 LOT 2, BLOCK 1 AND THAT PART OF LOT 1 AND LOT 4, BLOCK 1, LYING EASTERLY O
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	COKATO COMMONS
Legal Block	1,1
Legal Lot Number	2,1,4
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2020
Census Tract	101300

Owner

420 3rd St SE is owned and occupied by two individuals who acquired it in March 2026.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 3RD ST SE, COKATO, MN 55321-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Affidavit of Death of Joint Tenant, Transfer
Mar 19, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK OF WAVERLY INC
Jan 3, 2019	Warranty Deed, Transfer TITLE MARK
May 17, 2017	Grant Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/COKATO
Feb 22, 2017	Warranty Deed, Subdivision Related Transfer TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	20211463162
Last Transfer Date	Mar 27, 2026
Transfer Doc	0001599099
Record Updated	Sep 20, 2026

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WRIGHT MN
Recording Date	Mar 27, 2026
Property Address	420 3RD ST SE, COKATO, MN 55321-9412
Document Number	00A1599099
Instrument Date	Mar 27, 2026
Instrument	A1599099
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 3RD ST SE, COKATO, MN 55321-9412

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 19, 2021
Property Address	420 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001463162
Instrument Date	Mar 17, 2021
Instrument	1463162
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 3RD ST SE, COKATO, MN 55321-9412

Mortgage

Document Number	0001463163
Date	Mar 19, 2021
Instrument	1463163

Lender

Name	CITIZENS STATE BANK OF WAVERLY INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	63 Months
Due	Jun 17, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 3, 2019
Property Address	420 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001387474
Instrument Date	Dec 14, 2018
Instrument	1387474
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 3RD ST SE COKATO MN 55321, COKATO, MN 55321

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	May 17, 2017
Property Address	420 3RD ST SE, COKATO, MN 55321-9412
Instrument Date	May 16, 2017
Instrument	1343377
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1411 160TH ST NW SHAKOPEE MN 553798952, SHAKOPEE, MN 55379-8952

Mortgage

Document Number	0001343377
Date	May 17, 2017
Instrument	1343377

Lender

Name	FIRST NAT'L BK/COKATO
Type	Bank
Address	365 BROADWAY AVE S, COKATO, MN 55321-4292

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 16, 2018

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 22, 2017
Property Address	420 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001337353
Instrument Date	Feb 16, 2017
Instrument	1337353
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2017
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 160TH ST NW SHAKOPEE MN 553798952, SHAKOPEE, MN 55379-8952

Tax Assessment & Valuation

The 2026 property tax bill for 420 3rd St SE was $3,370.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,370.00	$274,600 (+4.57%) Land $40,500 Building $234,100	$274,600 (+4.57%) Land $40,500 Building $234,100
2025		$262,600 Land $40,600 Building $222,000	$262,600 Land $40,600 Building $222,000
2023	$3,224.00 (+3.27%)	$252,300 Land $30,600 Building $221,700	$252,300 Land $30,600 Building $221,700
2022	$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 420 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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