43 Winchester Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 43 Winchester Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,397 sqft · built 1992
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Oct 2025)
Tax Bill	$12,217 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-23-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00084-23-00012`
Alternative APNs	`2100084002300012` `22301200`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,533 sqft
Upper Floors Area	1,236 sqft
Basement Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Deck Area	313 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	22301200
Street Address	43 WINCHESTER DR
City	HOWELL
State	NJ
Zip	07731-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Block	84.23
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3003
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-23-00012

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 WINCHESTER DR, HOWELL, NJ 07731-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Deed Document Number	202578358
Deed Book / Page	9758 / 8296
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 01, 2025
Property Address	43 WINCHESTER DR, HOWELL, NJ 07731-2951
Document Number	0097588296
Book / Page	9758 / 8296
Instrument Date	Sep 30, 2025
Instrument	2025078358
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	UNKNOWN, ACRISURE TITLE OF KANSAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 BROOKFIELD CT, TOMS RIVER, NJ 08757-6314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WINCHESTER DR, HOWELL, NJ 07731-2951
Investor	Possibly a Property Investor

Mortgage

Document Number	2025078359
Date	Oct 01, 2025
Instrument	2025078359

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,600 (+4.75%) Land $339,200 Building $404,400	$743,600 (+4.75%) Land $339,200 Building $404,400
2025	$12,217.00 (+8.21%)	$709,900 (+26.2%) Land $309,200 Building $400,700	$709,900 (+26.2%) Land $309,200 Building $400,700
2024	$11,290.00 (+16.75%)
2023		$562,500 Land $229,200 Building $333,300	$562,500 Land $229,200 Building $333,300
2022	$9,670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.