38 Winchester Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 38 Winchester Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,580 sqft · built 1991
Lot Size	0.211 acres (9,178 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Nov 2012)
Tax Bill	$12,742 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-21-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00084-21-00016`
Alternative APNs	`2100084002100016` `22116000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,496 sqft
Upper Floors Area	1,012 sqft
Basement Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,178 sqft (0.211 acres)
Lot Dimensions	108 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	22116000
Street Address	38 WINCHESTER DR
City	HOWELL
State	NJ
Zip	07731-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	HILLTOP XINGS
Legal Block	84.21
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3001
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-21-00016

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 WINCHESTER DR, HOWELL, NJ 07731-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2012 · Amount on Record
Deed Sale	Nov 19, 2012 · Amount on Record
Prior Sale	Apr 18, 1997 · Amount on Record
Deed Document Number	2012122328
Deed Book / Page	8981 / 4838
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 WINCHESTER DR, HOWELL, NJ 07731-2949
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095053491
Date	Apr 27, 2021
Book Page	9505/3491
Instrument	2021067894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,300 (+4.58%) Land $340,700 Building $433,600	$774,300 (+4.58%) Land $340,700 Building $433,600
2025	$12,742.00 (+8.36%)	$740,400 (+31.7%) Land $310,700 Building $429,700	$740,400 (+31.7%) Land $310,700 Building $429,700
2024	$11,759.00 (+21.68%)
2023		$562,200 Land $230,700 Building $331,500	$562,200 Land $230,700 Building $331,500
2022	$9,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.