43 Whistling Run, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 43 Whistling Run, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,499 sqft · built 2019
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$404,600 (Dec 2019)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028991-0960`

Property Details

APN / Parcel Number

Primary APN	`028991-0960`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,499 sqft Living Area
Gross Area	4,520 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 WHISTLING RUN
City	SAINT AUGUSTINE
State	FL
Zip	32092-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80/21-28 GRAN LAKE PHASE 1C LOT 96 OR4855/1470
Legal Range	28E
Legal Township	07S
Legal Section	41
Legal Subdivision	GRAN LAKE PHASE 1C
Legal Phase	1C
Legal Block	1
Legal Lot Number	96
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	20906

Owner

Source: St. Johns County records · APN 028991-0960

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 27, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	201996732
Deed Book / Page	4855 / 1470
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9364
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9364

Mortgage

Document Number	0060800909
Date	Jan 07, 2025
Book Page	6080/909
Instrument	2025001218

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9364
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052440132
Date	Apr 21, 2021
Book Page	5244/132
Instrument	2021044644

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2019
Property Address	43 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9364
Document Number	0048551470
Book / Page	004855 / 001470
Instrument Date	Dec 20, 2019
Instrument	96732
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,832.07
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 WHISTLING RUN ST AUGUSTINE FL 320929364, ST AUGUSTINE, FL 32092-9364

Mortgage

Document Number	48551471
Date	Dec 27, 2019
Book Page	004855/001471
Instrument	96733

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,860 (+26.54%)	$633,840 (+13.21%) Land $125,000 Building $508,840
2025	$5,012.00 (+12.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$391,070 (+2.9%)	$559,887 (-3.2%) Land $115,000 Building $444,887
2024	$4,462.00 (+2.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$380,049 (+3%)	$578,399 (+4.09%) Land $110,000 Building $468,399
2023	$4,374.00 (+2.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$368,980 (+3%)	$555,667 (+15.25%) Land $106,000 Building $449,667
2022	$4,253.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$358,233	$482,139 Land $84,000 Building $398,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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