43 Warner Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 43 Warner Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,676 sqft · built 1830
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2023 Line of Credit + 2 more
APN	`032400 078.10-1-36`

Property Details

APN / Parcel Number

Primary APN	`032400 078.10-1-36`
Alternative APNs	`240007801000010360000000` `24118800000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	117,612 sqft (2.7 acres)
Lot Width	257 ft Width

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	232 sqft
Shed	1 Shed
Canopy	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	24118800000
Street Address	43 WARNER RD
City	BINGHAMTON
State	NY
Zip	13901-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	004000001106X0000000
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	2
Census Block	2012
Census Tract	12101

Owner

43 Warner Rd is owned and occupied by two individuals.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 WARNER RD, BINGHAMTON, NY 13901-5315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jun 20, 2019	Loan Modification, Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Recording Date	Sep 23, 2026
Property Address	43 WARNER RD, BINGHAMTON, NY 13901-5315
Document Number	0000025465
Book / Page	4279 / 480
Instrument Date	Sep 18, 2026
Instrument	202625465
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WARNER RD, BINGHAMTON, NY 13901-5315

Mortgage

Document Number	0000025465,
Date	Sep 23, 2026
Book Page	4279/480
Instrument	202625465

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	43 WARNER RD, BINGHAMTON, NY 13901-5315
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WARNER RD, BINGHAMTON, NY 13901-5315

Mortgage

Document Number	004115/302
Date	Jan 11, 2023
Book Page	4115/302
Instrument	202300000668

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	43 WARNER RD, BINGHAMTON, NY 13901-5315
Document Number	0039190792
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WARNER RD BINGHAMTON NY 139015315, BINGHAMTON, NY 13901-5315

Mortgage

Document Number	0039190792
Date	Jul 24, 2019
Book Page	003919/000792
Instrument	20563

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2029

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	43 WARNER RD, BINGHAMTON, NY 13901-5315
Document Number	0039190803
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WARNER RD BINGHAMTON NY 139015315, BINGHAMTON, NY 13901-5315

Mortgage

Document Number	0039190803
Date	Jul 24, 2019
Book Page	003919/000803
Instrument	20564

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2029

Interest

Rate	3.9%

Tax Assessment & Valuation

The 2026 property tax bill for 43 Warner Rd was $2,740 with a homeowner's exemption, up 16% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00 (+15.95%) Homeowner's exemption
2025	$2,363.00 (+4.84%) Homeowner's exemption	$43,500 Land $26,300 Building $17,200	$101,400 Land $61,306 Building $40,094
2024	$2,254.00
2023		$43,500 Land $26,300 Building $17,200	$85,630 Land $51,772 Building $33,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 43 Warner Rd; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Warner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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