18 Warner Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 18 Warner Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,030 sqft · built 1958
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Aug 2025)
Tax Bill	$7,589 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2025 Sale & Mortgage
APN	`032400 078.10-1-31`

Property Details

APN / Parcel Number

Primary APN	`032400 078.10-1-31`
Alternative APNs	`240007801000010310000000` `24120600000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	1,015 sqft
2nd Floor Area	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	39,204 sqft (0.9 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	24120600000
Street Address	18 WARNER RD
City	BINGHAMTON
State	NY
Zip	13901-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00400000110240000000
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	2
Census Block	2012
Census Tract	12101

Owner

18 Warner Rd is owned by two individuals who bought it in August 2025.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 DELSIDE DR, DELHI, NY 13753-2286
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION
Aug 4, 2025	Deed, Transfer · Conventional Mortgage SIDNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Deed Document Number	202521122
Deed Book / Page	2800 / 260
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Recording Date	Sep 3, 2026
Property Address	18 WARNER RD, BINGHAMTON, NY 13901-5314
Document Number	0000024212
Book / Page	4276 / 925
Instrument Date	Aug 29, 2026
Instrument	202624212
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WARNER RD, BINGHAMTON, NY 13901-5314

Mortgage

Document Number	0000024212,
Date	Sep 3, 2026
Book Page	4276/925
Instrument	202624212

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Aug 4, 2025
Property Address	18 WARNER RD, BINGHAMTON, NY 13901-5314
Document Number	002800/260
Book / Page	2800 / 260
Instrument Date	Aug 4, 2025
Instrument	202500021122
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WARNER RD, BINGHAMTON, NY 13901-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1438 DESILE, LAKE DELAWARE, NY 13753

Mortgage

Document Number	202500021123
Date	Aug 4, 2025
Instrument	202500021123

Lender

Name	SIDNEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 18 Warner Rd was $7,589, up 6.4% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,589.00 (+6.38%)
2025	$7,134.00 (+4.85%)	$131,300 (-) Land $23,000 Building $108,300	$306,100 (+15.4%) Land $53,620 Building $252,480
2024	$6,804.00 Homeowner's exemption	$131,300 (-) Land $23,000 Building $108,300	$265,253 (+2.63%) Land $46,465 Building $218,788
2023		$131,300 Land $23,000 Building $108,300	$258,465 Land $45,276 Building $213,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18 Warner Rd; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Warner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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