Otsego County and Oneonta City property record for 43 Walnut St, Oneonta, NY 13820
| Property Type | Care Home (Retirement, Nursing, Convalescent) |
|---|---|
| Details | 4,952 sqft · built 1988 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,500,000 (Oct 2015) |
| Tax Bill | $66,523 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-4-44 |
| Primary APN | 361200 288.18-4-44 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,952 sqft Gross Area |
| Basement Area | 2,476 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 165 ft deep x 105 ft wide |
| Garage Type | Carport |
| Garage Area | 196 sqft |
| Carport | Carport |
| Carport Area | 196 sqft |
| Porch | Slab |
| Porch Area | 884 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3396 |
|---|---|
| Street Address | 43 WALNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1937 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Care Home (Retirement, Nursing, Convalescent) |
| Local Zoning Code | 130 |
| Legal Block | 4 |
| Legal Lot Number | 44.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 591000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 1980 · 44 contributing resources · NRIS 80002745 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 300 TICE BLVD, 179, WOODCLIFF LAKE, NJ 07677-8406 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GOLDEN BRIDGE RTWO |
| Nov 15, 2019 | Loan Modification, Mortgage DWIGHT BRIDGE FUND LLC |
| Dec 11, 2019 | Grant Deed, Transfer DWIGHT BRIDGE FUND LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2015 · Amount on Record |
| Deed Sale | Oct 6, 2015 · Amount on Record |
| Prior Sale | Feb 4, 2010 · Amount on Record |
| Deed Book / Page | 2015 / 4838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 43 WALNUT ST, ONEONTA, NY 13820-1937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000382 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023-3382 |
| Name | GOLDEN BRIDGE RTWO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 43 WALNUT ST, ONEONTA, NY 13820-1937 |
| Document Number | 0000006110 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2701 AVENUE J BROOKLYN BROOKLYN NY 11210, BROOKLYN, NY 11210 |
| Document Number | 0000006110 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 6110 |
| Name | DWIGHT BRIDGE FUND LLC |
|---|---|
| Address | 9400 4TH ST N # 103, ST PETERSBURG, FL 33702-2519 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 11, 2019 |
| Property Address | 43 WALNUT ST, ONEONTA, NY 13820-1937 |
| Document Number | 0000005784 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 5784 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | BETTER RESEARCH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2701 AVENUE J BROOKLYN NY 112103754, BROOKLYN, NY 11210-3754 |
| Document Number | 5786 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 5786 |
| Name | DWIGHT BRIDGE FUND LLC |
|---|---|
| Address | 9400 4TH ST N # 103, ST PETERSBURG, FL 33702-2519 |
| Amount | Amount Recorded |
|---|
| Document Number | 6109, |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 6109 |
| Name | DWIGHT BRIDGE FUND LLC |
|---|---|
| Address | 9400 4TH ST N # 103, ST PETERSBURG, FL 33702-2519 |
| Amount | Amount Recorded |
|---|
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,523.00 (-35.41%) | ||
| 2025 | $102,991.00 | $1,680,000 (-) Land $65,000 Building $1,615,000 | $2,366,197 (+14.08%) Land $91,549 Building $2,274,648 |
| 2023 | $1,680,000 Land $65,000 Building $1,615,000 | $2,074,074 Land $80,247 Building $1,993,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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