31 Walnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 31 Walnut St, Oneonta, NY 13820

Property Summary

Details	5 bd · 3 ba · 2,430 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Oct 2023)
Tax Bill	$8,186 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 288.18-4-16`

Property Details

APN / Parcel Number

Primary APN	`361200 288.18-4-16`
Alternative APNs	`120028801800040160000000` `3911 3393`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,215 sqft
2nd Floor Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	165 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	293 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 3393
Street Address	31 WALNUT ST
City	ONEONTA
State	NY
Zip	13820-1839
Property Category	Other
Property Type	Unknown
Local Zoning Code	130
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3012
Census Tract	591000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walnut Street Historic District listed 1980 · 44 contributing resources · NRIS 80002745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Oneonta City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 PROSPECT PL, 3, COOPERSTOWN, NY 13326-1024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	20232023-4206
Prior Transfer Date	Jul 12, 2002
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 16, 2023
Property Address	31 WALNUT ST, ONEONTA, NY 13820-1839
Document Number	0000000206
Instrument Date	Oct 4, 2023
Instrument	2023-4206
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PIONEER ST, COOPERSTOWN, NY 13326-1033

Mortgage

Document Number	0000000207
Date	Oct 16, 2023
Instrument	2023-4207

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,186.00	$215,400 (+10.46%) Land $22,800 Building $192,600	$303,380 (+26.02%) Land $32,113 Building $271,267
2023		$195,000 (-) Land $22,800 Building $172,200	$240,741 (+13.58%) Land $28,148 Building $212,593
2022		$195,000 Land $22,800 Building $172,200	$211,957 Land $24,783 Building $187,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20