43 Villa Ln, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 43 Villa Ln, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1973
Lot Size0.882 acres (38,409 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Apr 2019)
Tax Bill$5,406 (2026)
Deeds & MortgagesJul 2020 Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN280-00003

Property Details

APN / Parcel Number

Primary APN280-00003
Alternative APN
  • CHIC M:0280 P:00003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area3,112 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area38,409 sqft (0.882 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number280-00003
Street Address43 VILLA LN
CityCHICOPEE
StateMA
Zip01013-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3005
Census Tract811000

Owner

43 Villa Ln is owned and occupied by an individual who bought it in April 2019.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address43 VILLA LN, CHICOPEE, MA 01013-3310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLESBANK (HOLYOKE MA)
Apr 16, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2019 · Amount on File
Deed SaleApr 16, 2019 · Amount on File
Deed Document Number201944
Deed Book / Page22625 / 509
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address43 VILLA LN, CHICOPEE, MA 01013-3310
Document Number23308-227
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 VILLA LN CHICOPEE MA 010133310, CHICOPEE, MA 01013-3310

Mortgage

Document Number23308-227
DateJul 13, 2020
Book Page023308/000227
Instrument37423
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeConventional Mortgage
AmountAmount on Record

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateApr 16, 2019
Property Address43 VILLA LN, CHICOPEE, MA 01013-3310
Document Number22625-509
Book / Page022625 / 000509
Instrument DateMar 20, 2019
Instrument44
Transaction TypeTransfer
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,139.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47 TRILBY AVE CHICOPEE MA 010201064, CHICOPEE, MA 01020-1064

Tax Assessment & Valuation

The 2026 property tax bill for 43 Villa Ln was $5,406, up 6.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,406.00 (+6.31%)$354,700 (+5.75%) Land $139,300 Building $215,400$362,654 (+7.53%)
2025$5,085.00 (+5.45%)$335,400 (+2.66%) Land $126,800 Building $208,600$337,250
2024$4,822.00 (+7.85%)$326,700 (+10.71%) Land $124,400 Building $202,300
2023$4,471.00$295,100 Land $113,200 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Villa Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Villa Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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