28 Villa Ln, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 28 Villa Ln, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,896 sqft · built 1973
Lot Size0.466 acres (20,288 sqft)
Owner2 Individual Names on File
Tax Bill$5,962 (2026)
Deeds & MortgagesJun 2023 Sale
Aug 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN280-00001

Property Details

APN / Parcel Number

Primary APN280-00001
Alternative APN
  • CHIC M:0280 P:00001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
Gross Area3,358 sqft
1st Floor Area1,032 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,288 sqft (0.466 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number280-00001
Street Address28 VILLA LN
CityCHICOPEE
StateMA
Zip01013-3333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3005
Census Tract811000

Owner

28 Villa Ln is owned and occupied by two individuals who acquired it in June 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address28 VILLA LN, CHICOPEE, MA 01013-3333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Deed, Transfer
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 4, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 6, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 21, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 7, 2023
Transfer Doc0025037-30
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateJun 9, 2023
Property Address28 VILLA LN, CHICOPEE, MA 01013-3333
Document Number0025037-30
Book / Page25037 / 30
Instrument DateJun 7, 2023
Instrument26386
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2 CARLETON LN, FOXBORO, MA 02035-3121

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 20, 2020
Property Address28 VILLA LN, CHICOPEE, MA 01013-3333
Document Number23373-402
Book / Page023373 / 000402
Instrument DateAug 20, 2020
Instrument45844
Transaction TypeTransfer
Record UpdatedSep 8, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CARLETON LN FOXBORO MA 020353121, FOXBORO, MA 02035-3121

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address28 VILLA LN, CHICOPEE, MA 01013-3333
Document Number23040-152
Instrument DateJan 4, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 VILLA LN CHICOPEE MA 010133333, CHICOPEE, MA 01013-3333

Mortgage

Document Number23040-152
DateJan 10, 2020
Book Page023040/000152
Instrument1567
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 9, 2050
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address28 VILLA LN, CHICOPEE, MA 01013-3333
Document Number22450-112
Instrument DateNov 6, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 VILLA LN CHICOPEE MA 010133333, CHICOPEE, MA 01013-3333

Mortgage

Document Number22450-112
DateNov 19, 2018
Book Page022450/000112
Instrument69012
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 18, 2048
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address28 VILLA LN, CHICOPEE, MA 01013-3333
Document Number21923-571
Book / Page021923 / 000571
Instrument DateOct 21, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21923-571
DateOct 31, 2017
Book Page021923/000571
Instrument64250
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 28 Villa Ln was $5,962, up 4.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,962.00 (+4.87%)$391,200 (+4.32%) Land $132,000 Building $259,200$354,644 (-8.93%)
2025$5,685.00 (+5.47%)$375,000 (+2.68%) Land $116,500 Building $258,500$389,405
2024$5,390.00 (+7.09%)$365,200 (+9.93%) Land $114,300 Building $250,900
2023$5,033.00$332,200 Land $104,000 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Villa Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Villa Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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