43 Thames Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 43 Thames Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,886 sqft · built 2019
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Dec 2019)
Tax Bill	$15,073 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134689 6362-01`

Property Details

APN / Parcel Number

Primary APN	`134689 6362-01`
Alternative APNs	`134689-6362-01-321968-0000` `468900636200013219680000` `134689 6.362-1-321.968`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	1,389 sqft
2nd Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	134689 6362-01-
Street Address	43 THAMES RD
City	POUGHKEEPSIE
State	NY
Zip	12603-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4A
Legal Description	0.683 AC (S)
Legal Block	1
Legal Lot Number	321
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1003
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town records · APN 134689 6362-01

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	20192019-8196
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	43 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Document Number	0000006771
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	FIRST HUDSON TITLE AGENCY LLC, FIRST HUDSON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2633 SOUTH RD #D4 POUGHKEEPSIE NY 126016810, D4, POUGHKEEPSIE, NY 12601-6810

Mortgage

Document Number	0000006771
Date	Dec 16, 2019
Instrument	6771

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,073.00 (+38.58%)	$461,000 (-) Land $72,300 Building $388,700	$518,000 (+5.63%)
2024		$461,000 (-) Land $72,300 Building $388,700	$490,400 (+6.38%)
2023		$461,000 (+11.08%) Land $72,300 Building $388,700	$461,000 (+11.08%) Land $72,300 Building $388,700
2022		$415,000 Land $65,700 Building $349,300	$415,000 Land $65,700 Building $349,300
2020	$10,877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum Communications.

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.